Thanks all, I will stop panicing - I am sure I will look back on this in a month or so and realize you are all right. My hubby keeps telling me to calm down!!!
It's never easy making such a life changing decision as this, and you are bound to panic about things.
Just remember that we are all here for you for advice and support.
You will come through this, and be able to start on your debt free life and be able to sleep at night again!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
