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David.27
- Posts: 4
- Joined: Wed Jan 22, 2014 12:50 pm
I.received my completion.certificate in march I have updated my credit file and my Iva has been removed, now for the bad part. I have 2 defaults on one is from barclycard and the other is from pco holdco who barclycard sold the debt to in 2011 so this the default date, pco holdco have been brilliant,they are in process of removing from experian and it has been removed from equifax. I contacted barclycard and asked them to remove the default which is marked as satisfied, they told me they don't have to as they sold.the debt so it.doesn't matter that I started my Iva in June 2007. So it must remain on my credit file.till 2017. This can not be right please help it's just one thing after another
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plasticdaft
Forum Expert
- Posts: 9562
- Joined: Wed May 21, 2008 12:45 pm
- Location: United Kingdom
Contact the ico via their website. The original debt was with barclaycard and they must update the record to reflect reality.
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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MikeyM
- Posts: 315
- Joined: Fri Sep 07, 2012 4:36 pm
- Location:
Where do they get 2017 from anyway?
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Sharon.10
- Posts: 252
- Joined: Wed Aug 14, 2013 11:21 pm
- Location: United Kingdom
I am having a similar problem with barclays i started my iva in august 2007 they wont take me off the credit files until 11/2015 no its not right either.
Last payment made August 2012 Certificate of Completion recieved 15th of Novenber 2013.
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back on track
- Posts: 1085
- Joined: Mon Mar 16, 2009 5:05 pm
- Location: United Kingdom
I don't think they have a choice.just contact cra again and they should make them change it.its 6 years and that's that.
cc received 6th January 2014 now upwards and onwards
