I completed my Iva a few years ago and I looking to switch my NatWest account to a Barclays one. Barclays were a creditor on my previous Iva. I have applied online for a current account and I have been accepted but will they close the account once they realise I was in debt to them? I really don't want them taking my saving post Iva. Any help would be great.
Got married two months after i completed! Building my life back up again but still staying on here to support all those who helped me in my times of need!
No -- they cannot take any monies to offset the old debt, which has been legally written off. Should they decide to close your account at any time they have to return the monies in said account to you.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
I think you will be fine. All credit checks will have been done and they won't have any reason to do anymore.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk