Barclays Joint Account

5 posts Page 1 of 1
Post Reply
 
 

SaladFingers

User avatar
Posts: 9
Joined: Thu Mar 01, 2012 8:17 pm
Location:
Post by SaladFingers » Fri Nov 02, 2012 8:06 pm
Quote
Hello! My partner has opened a bank account for me to use with Barclays, so obviously the account is in his name. Barclaycard (or Egg, who I have the debt with)are one of my creditors. What would happen if I got my name added to this account so it becomes joint? Could Barclaycard touch our money in there? They do not know I am in an IVA. I have just been using this account for my own salary but it would be nice to have it it my name also. Could anyone touch our joint funds? I've been in an IVA since April. Any help would be appreciated
Top
 
 

Niobe

User avatar
Posts: 5169
Joined: Tue Jul 03, 2012 9:56 am
Location:
Post by Niobe » Fri Nov 02, 2012 9:05 pm
Quote
Hi,

I wouldn't advise having a joint account as it could impact on your partners credit rating.
Top
 
 

SaladFingers

User avatar
Posts: 9
Joined: Thu Mar 01, 2012 8:17 pm
Location:
Post by SaladFingers » Sun Feb 03, 2013 6:41 pm
Quote
Is this really true?
Top
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Sun Feb 03, 2013 7:22 pm
Quote
Yes, SaladFingers. If you have any joint accounts you will them be linked financially and any search on one credit file will bring up the gremlins of the other. There is a possibility that when applying to have your name on the account, Barclays will catch on and try to downgrade or close the account ... best to leave sleeping dogs lie.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
 
 

plasticdaft

User avatar
Forum Expert
Posts: 9562
Joined: Wed May 21, 2008 12:45 pm
Location: United Kingdom
Post by plasticdaft » Sun Feb 03, 2013 7:29 pm
Quote
Couldnt you get an account on your own?

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
Top
Post Reply
5 posts Page 1 of 1
Return to “new bank accounts for IVA”