I posted last month with regards to the offer that Barclays were starting up called Barclays reserve. This would allow you to go overdrawn without being charged, up to the tune of £1000 (so long as you payed it back in full within 5 days)
Because they stated it was not an overdraft, I asked for advice about the legality on the forum, I need not have worried, we both recieved a letter stating that because of our current financial situation, this offer was not available to us [:D]
I apologise if this subject has already been covered, still having problems with the search timing out on me so I can't check on previous threads.
How could it have been anything else but an overdraft??? What we haven't got, we don't spend - easy now, but wasn't once. Funny how your perspective on things changes isn't it!!
The word 'overdraft' is a swear word to me now. I never, ever, want another one.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk