Think I might apply for it by phone tomorrow as a second account just incase I have problems with Halifax, especially with Lloyds taking over with Halifax and Lloyds closed my account because of my IVA even though I had no debt with Lloyds!
i am really worried about this LloydsTSB and Halifax merge, cant believe ive just moved my account from Think (with a big letter of complaint to think) and I may have to move again.
We are ok with our Barclays account, its got a few direct debits we set up and the lack of a debit card does not bother us, as we use cash for everything! There is a cash machine in my local Morrisons so I just draw the cash out as I am going around with my shopping. If I need to order anything online, I give my daughter the cash and she orders it for me, I did have a Bread card but have had numerous problems with it, so I don't use it anymore.
I've a barclays and halifax account, both have debit cards and internet banking. I've never had a problem with either of them. They were both opened prior to the iva though.
The only thing I've had from Barclays was an offer for reduced fees if I went overdrown. A week later I got another letter saying that due to my financial circumstances the offer was being withdrawn. Like I wanted it anyway!
Pixie
'Welcome to where ever you are, this is your life you've made it this far, welcome, you've got to believe right here right now is exactly where you're meant to be'
IVA started may 07 ended dec 08
when we opened our barclays account, we had just been made bankrupt, the form never asked about it so we never mentioned it! oops.
everytime I go into the branch, the cashier always asks "is there particluar reason why you only have a basic account? do you want to upgrade it? [:D] I just say, no thanks, I am happy as I am![:0]
Just to aswer one of your previous posts Stu, Barclaycard is owned by Barclays Bank. Don't know why your IP told you they weren't connected.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
My IP just said that they were not financially linked with one another and therefore it would be safe to have a barclays basic account with having Barclaycard as 4 of my creditors
They are linked, and I think you need to open an account at a bank other than Barclays. Barclaycard were one of my creditors and I had to change my Barclays account.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
