i have recently had my final closure on my iva. strange i have just had a letter from a debt collection company for one of the debts that was taken care of in the iva i thought that once iva completed they cannot pester you for debts that was in the iva?
In a nutshell they shouldn't be ! You are protected by your IVA and have nothing to worry. I would contact your IVA company and let them know, and I would also write a letter to the debt collection company giving the start and end dates of your IVA and if necessary evidence the original firm was included .... They have bought the debt and in my opinion are probably trying it on
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
There is a good chance that the DCA don't even know the loan is included in an IVA. They usually buy these loans "unseen" in job lots for pennies in the pound.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
