being threatened by a Utility company

[Cl_]

Hello, I am being threatened by a Utility company with disconnection of my energy supply. Would an IVA stop this as I understand they could no longer harass me for the arrears but I thought perhaps they may disconnect anyway to avoid future difficulties?
Many thanks

[scaredkez]

can't answer that one for you at the mo, until an iva is started i don't really know what they can do to you, possibly the worst outcome is they put a meter in and take the arrears from that,i know thats what they do when you include utilities in a BR, if you have little children it won't look good on them cutting off your supply, have you tried in the mean time to come to some sort of arrangement with them?
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

[MelanieGiles]

Hi Cl and welcome to the forum

Once an IVA is in place, the utility company cannot disconnect you for arrears. In the meantime I suggest you send them at least a token payment as a gesture of goodwill. This is a priority payment, and will not be treated as a preference.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

[james_7]

Hi Cl_
This does not sound pleasant at all. Just a thought have you thought of asking the utility companys if they could install a card meter for you that way you can never get behind with them because you have to pay straight away for what you use. Then once that is done you could try and sort the arrears out with them.
Good luck in sorting this out
james