In reply to voting or not voting James; the only real element that counts is that you get 75% in monetry value to accept. You might only have 2 or 3 creditors and the balance neesd to swing in the "yes" direction.
At one stage I had 74.8% voting yes (monetry value) and had to wait until enough creditors voted in favour, and luckily enough they did with about .5% on my side!! It was a close run thing, but my IP was always confident.
Now I am starting down the long road of watching the pennies!!
It's lovely when you have money left at the end of the month, rather than month at the end of the money!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Well I have been living to my new budget hoping that my proposal would be accepted.So far I have been ok, first proper payment made, but I have been working to my budget for 3 months and managing thus far ok
That's good. I really don't miss the plastic now. Love to be able to buy things with cash and know they are paid for.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
May I respectfully suggest that the above poster "Oui" be reprimanded for insulting another forum member. There is no place on this forum for such comment.