I guess it all comes down to the individual, if she wants to advance past the job she is being offered then it's worth doing as it's a step on the career ladder.
I'm holding back as I do not want to progress past Head of Security as Contract Managers (Next rung up)never off duty and I would actually get less money because of the cut in paid hours from 60 to 40 a week.
Lots of excellent on advice on here for you to digest!
1st payment Oct 2008, last payment Dec 2013. Certificate received March 2015 due to PPI claim.
I already do lots unsocial hours and I'm permanantly on call so I wouldn't feel any gratification by working extra hours which only benefited my creditors, I'll pass on that one and I don't feel ashamed saying that, I struggle enough without working extra hours for nothing.
IVA COMPLETED ON THE 17th MARCH, FINAL I&E COMPLETED 26th APRIL, COMPLETION CERTIFICATE ARRIVED 2nd AUGUST
My shift allowance and on call allowance is already included in my IVA. I never get the opportunity to work overtime, but would be happy to pay across a percentage if I did.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi
I agree with Jan and Julie. I hope I may be in a similar postion myself. If I am fortunate to get another job it will probably full time which I would much rather take than no job at all. If I have to pay most of it over than so be it. Maybe the creditors will be more understanding if I can not raise the equity. Hopefully there will be a better life at the end of the IVA and more pension.
Linda
