big thanks to Melanie and team, and Andy Davie!

[ordinary_world]

Dear all,
Just to say that we had our creditors meeting today and I'm very pleased to say that......our IVAs were accepted with some modifications![:)]

We'd just like to thank all of you for your posts, which have been invaluable and a pillar of support for us during this difficult period.

A very big thank you to Melanie and team who have worked diligently hard on our behalf to ensure that we put forward the most affordable proposal and yet one that is acceptable to >75% of our creditors!

We would highly recommend Melanie and team to anybody who is experiencing insolvency/serious debt problems as they offer nothing but expert guidance and top notch support to ensure you make a fully informed decision. Thank you Melanie!

Thank you once again all, keep posting and we will continue to follow this forum and contribute where possible. For those who just read the forum but never post....if you are experiencing financial difficulty get posting...a problem shared is a problem halved!

Best


OW

- 'I wont cry for yesterday 'cause there's an ordinary world somehow I have to find...'

[BlueShoes]

Brilliant news!
It is so encouraging to read when waiting for our own proposal to be put forward.
All the very best!
Blue

[MelanieGiles]

My pleasure. We are very pleased for you, and look forward to working with you both in the future.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

[aguise]

Great news congrats to you both. Al the very best for the future and freedom fom debt,

Ang

[marie]

Yeeeeeeeah brilliant news !
Well done

Marie

[sps]

Great news!! Best wishes for the future and keep posting
Sue

[iva experts]

Fantastic News Ordinary World !!! You can now start looking forward to a debt free future.

Best Regards. IVA Experts

[ordinary_world]

Many thanks to you all...counting the months (and pennies!) ahead!

Best

OW

- 'I wont cry for yesterday 'cause there's an ordinary world somehow I have to find...'

[tracy.h]

Really pleased for you good luck to a debt free future

Tracy

[Hels]

Congratulations OW.

All the best, the countdown to a debt free future begins!

Hels

[iva_squirrel]

Great news... Congratulations to you both.

All the best,

Julia Simavi

Shortlisted with special commendation for Debt Counsellor of the Year by Credit Today Awards 2007

View my profile:
http://www.supersonicsquirrel.net/julia ... rofile.asp

Visit my website:
http://www.supersonicsquirrel.net

Credit Today Awards 2007 http://www.credittoday.co.uk/awards/winners.htm

[ordinary_world]

Many thanks, we feel so lucky to have found such a supportive and understanding community before it was too late.

I forgot to say a big thanks to Andy Davie for running and promoting the forum - so thanks Andy, keep up excellent work, its such a valuable site.

When I receive Chairman's report I will post up details to share experience.

Best

OW

- 'I wont cry for yesterday 'cause there's an ordinary world somehow I have to find...'

[Adam Davies]

Hi
Well done to both Jon and Jane in having their IVA accepted.Having met them in person I could see that they were genuine people looking for a genuine solution to their problems.Bring an IVA and Melanie into the equation and you have a successful recipe
and end result.
It,s good to see Northern Rock out voted by other creditors.
Good Luck

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[RedDevil]

Hi ordinary_world it was nice to hear that both of your IVA's were approved recently. I think you had one of the best IP's out there on your case. The creditor weight has been lifted now get on and enjoy life.

Regards

RedDevil [:)][:)]

[louiseh]

Congratulations, hope everything runs smoothly for you for the duration of your IVA.