This has me slightly concerned, i have been in my IVA 3 months, they advised us to let our previous car get reposssessed and addded to IVA, which we did, they then gave us an allowance to get HP on a new car, which we did, we then got that car repossessed, as they didnt advise that some companies would not accept you, even if IVA was not live, when HP taken out, as you can imagine, seom heated conversations took place, due to the fact that we did exactly as advised and then ended up in more debt!!!! We finally got it sorted out, but only because we became insistant that they helped us, as we felt they had not given us the correct advice in the first place!!!!
14 down 46 to go!