Blaire Endersby phoned to say I may be owed PPI money. I paid my IVA in full, finished 2013

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Susan.60

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Post by Susan.60 » Wed Jan 20, 2016 5:30 pm
I have just been phoned by Blaire Endersby about my I a that was took over by grant Thornton they are saying that I may be owed pip money is this valid and should I go ahead with it my I a finished in 2013 of which I paid back 100 %
 
 

luluj

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Post by luluj » Wed Jan 20, 2016 7:12 pm
Presuming you have your certificate etc I personally would not get involved. That was a past life and you I am sure would prefer it to remain the past.
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lifenoteasy

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Post by lifenoteasy » Wed Jan 20, 2016 7:46 pm
Agree with luluj - not least because why would you want to involved again with a company that let you go to someone else?

Also the only one really making money out of this is everyone but you.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
 
 

Lisa Thomas

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Post by Lisa Thomas » Thu Jan 21, 2016 9:31 am
At the moment the law is that if a PPI is not asigned as part of the IVA and you have your CC then you can keep any post IVA PPI monies however the case is currently going through the Court of appeal, due to be heard this summer (Wright v Greene). If that law stays the same then it clarifies the position for everybody and will mean that you can make a claim for your PPI and keep it.

Personally I would wait until the outcome of that case is known and if its in the debtors favour - make a claim direct.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

urbanfox

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Post by urbanfox » Thu Jan 21, 2016 10:49 am
If you paid back 100p in the £ then any PPI claims would be yours to keep - if that is the case then you would be better off making a claim yourself and not using a claims company as they will take a large % for themselves - if you do it yourself, then you would keep it all
IVA started Jan 2012
Last payment made June 2014 @100p
Completion certificate received Sept 2014
 
 

Lisa Thomas

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Post by Lisa Thomas » Thu Jan 21, 2016 11:19 am
Good point. As long as it was 100% plus all the costs and any applicable interest etc otherwise the IP might try and snaffle it.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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