She began her IVA journey 6 and a half years ago, whether it be setting it up, paying into it or waiting for it to be completed and wants to move on with her life. The recent blog entries show that she is attempting to get a preferential rate on her mortgage that has been sourced by Ryan but is finding it difficult to clear up her credit files. Luluj gives great advice in the blog to everyone …check ALL of the credit agencies …they are certainly different in their reporting! We hope the credit files are soon updated with correct information for you Luluj and for your blog entries you are winner of blog of the week.
An excellent first blog entry beginning with a background of their life and how debt accumulated. One point mentioned is that living on the budget for about a month before the IVA commenced has made them feel more secure. Following this trial budget a successful creditors meeting was held and they praise their chosen company highly as one creditor wanted to add an extra year to the IVA but the IP fought their corner and it was reinstated to five years. A learning curve in respect of shopping and being frugal the blog details ways in which they have changed their habits.
Congratulations on winning blog of the week and we look forward to hearing about more of your money saving methods along with the result of the car MOT. I’m sure you’ll be pleased to know that after toying with the idea of writing the blog for a few weeks it was a good idea as you are the winner of a £100 One4all voucher. Keep blogging!
Thank you!!!!! What a brilliant start to the week - it's foggy and miserable here as it has been all weekend whilst many others were enjoying the sunshine; and the normal Monday morning feeling has been extra "Monday-ish" but yayyyy, really happy now!
Brilliant and a good read I agree, well done. Anyone looking in why not update or start your blog if you haven't already done so that £100 could be yours next!
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
This entry starts with positive news - managed to escape redundancy which was a huge relief as loving your job is a big part of being happy so well done on that score. Also further congratulations that you have been chosen for blog of the week and win a £100 one4all gift card.
The IVA is slowing heading towards completion and this blogger is feeling more hopeful that life will soon be back on track fully. Beginning to enjoy life more now and looking to the future. Appreciates that an IVA has assisted in making this happen. Give the blog a read and I'm sure you'll agree a worthy winner for this week.
I do agree a worthy winner, well done, enjoy your vouchers and once I trawled through all the junk in there it's good to read the blogs, just wish we had a few more to read hint hint to anyone who is thinking of writing one.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
