Yes the spam drives me mad but I try and persevere and filter out the real blogs, it's something I usually do on a Sunday morning for some reason... must update my own.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Wow, thanks everyone and I am truly stunned anyone might read it amongst the spam posts that seemed more interesting than my blog!
I tend to lurk a lot as I don't feel that qualified to offer advice on here but I enjoy reading the posts on the site and I am eternally grateful for everyone on here and their contributions as it has certainly been central in getting my life on track.
Sorry rambling "speech" over, I just wanted to say thanks for choosing my blog, I am over the moon!
Wisdom comes from experience. Experience is often a result of lack of wisdom.
Fast approaching the first anniversary of his IVA completing, Foggy confirmed that life is surprisingly good. He is relieved he is off the Insolvency Register too. Still living and spending as if he is in his IVA he has managed to build up a modest savings amount to cover any emergencies.
Next job in due course to clean up the credit files and Foggy's closing line Life IS good —- and even better being debt free !
Let's hope by winning this £100 One4all voucher Foggy you will treat yourself to something nice !!
Congrats Foggy! I love reading the blogs and writing mine even though I do not update it as often as I should! They have been a great source of help as well as offering the feeling that we are not alone!
A very moving update with life bringing darkness and lack of clarity to the poster and her husband. I will leave it for you read this blog and I'm sure as a forum we will all send healing warm thoughts. A few personal words could also be added to the blog if you choose to do so.