sue you will be fine, it is a horrible feeling and the day of BR is not as bad as you think, you will be treated with dignity, i found the OR meeting the worst, well the waiting for that not knowing what was going to happen but again i was treated with dignity, you will feel so much better once that BR is stamped and you know the creditors can't touch you, tho some will try, i really feel for you at the mo as i know how i felt with the run up, admittedly we rang up one day and was given the appt the next day so didn't have to worry as much about the wait, when i listed my creditors, i just listed the dates i took the cards or loans from not the last time i used them and this was fine, your account numbers should be on your iva proposal? a lot of my figures where estimates taken from my proposal the OR will get the exact figures off them when they do their reports, hang in there sue, we are all with you.
big virtual hug XXXX
kerri
Please view my blog at:
http://scaredkez.blogs.iva.co.uk/