Breadcard is less attractive now

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Emily

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Post by Emily » Mon Jan 14, 2008 12:48 pm
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This card was hailed 'Which' mag prepaidcard as a milestone in prepaidcard and the cheapest to run. It has since put up a note on its website to say they have to revaluate this card as of 1st Feb 08 it is charging 2% for all purchases although giving cashback on purchase.

Really, the card is not very unattractive to use now and the top up fee at PP is now 3% and not a flat £1 rate if you want the money to go in for immediate use.

Why the card issues had to do this is unclear given its clientle and will no doubt be come unpopular.I for one who have this card will not use it again after Feb.
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Skippy

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Post by Skippy » Mon Jan 14, 2008 2:04 pm
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I'm going to carry on using it as it's still one of the cheaper cards to use. I'm going to top it up by standing order as it only costs 25p, or I might use my local Post Office as that's quicker.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/
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emma_t

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Post by emma_t » Mon Jan 14, 2008 5:52 pm
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Skippy, how long after you sent the application off did you recieve the card through the post?

I sent mine off about 3 weeks ago but have heard nothing so far...[:(]
Be positive & look after yourself, there are more important things in life than debts....

Best Wishes

Emma x
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Skippy

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Post by Skippy » Mon Jan 14, 2008 6:50 pm
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I've got two cards and they both took about a week to arrive - I applied for one online and the other one was the free one from John Tegg.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/
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Emily

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Post by Emily » Tue Jan 15, 2008 3:00 pm
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The Breadcards have a two year expiry date....so no renewal fee for two years! I got mine although not from the free offer as I applied directly to Bread
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Skippy

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Post by Skippy » Tue Jan 15, 2008 3:17 pm
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I had a Unique card and when I didn't use it the cheeky so and so's took the 58p balance as a 'dormancy fee'! The Unique card has now been discontinued so they wrote to me cancelling the card, and if I wanted a different card they said they would refund the application fee, so I went for another Bread card and I've now got one for petrol and one for food shopping. Hopefully this'll help me budget a bit better!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/
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