Budget for food

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kallis3

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Post by kallis3 » Fri Nov 20, 2009 8:53 am
We have £290 for three adults and manage pretty well on that as hubby is a whizz in the kitchen and always bulk cooks things like stew or spag bog, chilli and curry. We use a local butcher and make sure that each week we replace whatever meat we have used so that we don't run out.

Birthdays and Christmas are funded by savings from the budget and vouchers I get for doing online surveys so is really cheap as they cost me nothing at all apart from time!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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ComeOnYouSpurs

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Post by ComeOnYouSpurs » Fri Nov 20, 2009 8:59 am
Wow, Angelrainbow, can we swap our food/housekeeping allowances?!!! :)
We get £345 a month for 2 adults and a 3 year old.
COYS
 
 

kallis3

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Post by kallis3 » Fri Nov 20, 2009 9:03 am
I've got £40 of Tesco vouchers, plus the ones I get for the Clubcard use, and have just swapped some points on another survey site for Nectar points. As mum and dad always come to us for Christmas, they normally give us £50 towards the cost so we are pretty much sorted moneywise.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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ComeOnYouSpurs

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Post by ComeOnYouSpurs » Fri Nov 20, 2009 9:15 am
One of the many vouchers that Tesco sends to it Clubcard holders, along with the quarterly money off vouchers you get, is one that you can "zap" once at a checkout and it immediately stops sending you your quarterly money off vouchers. You still earn the points but it stores the vouchers until the following November and you get a year's supply at once - just in time for xmas. Well worth considering if you are in a position to budget well enough without the vouchers throughout the year.
COYS
 
 

MelanieGiles

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Post by MelanieGiles » Fri Nov 20, 2009 9:31 am
Angelrainbow's allowance is incredibly high, compared to that which creditors will normally allow, but her IP must have provided ample justification to having a higher figure.
Regards, Melanie Giles, Insolvency Practitioner
 
 

kallis3

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Post by kallis3 » Fri Nov 20, 2009 11:26 am
I just save my vouchers when they come through and then use them at Christmas.

They're valid for a couple of years so I just put them away.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

fingerscrossed

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Post by fingerscrossed » Fri Nov 20, 2009 12:55 pm
I get £300 per month for mine and my 2 childrens food allowance this is to include cleaning,and tolietries. Its tight by God I can make a fiver go a b***** long way and I make some mean soups lol
Back to square one but what dunt kill you makes you stronger!!
 
 

kallis3

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Post by kallis3 » Fri Nov 20, 2009 1:06 pm
Home made soups and stews etc are always the best and can always be made cheaply.

Hubby makes excellent jam and we pick wild plums and damsons for that.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

orchid5

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Post by orchid5 » Fri Nov 20, 2009 3:55 pm
Now that i know that there is a pet allowance, i shall be asking for that to be included into my allowances at my next renewal, they won't be able to dispute this as they will see that i have been paying pet insurance since the outset of my IVA. blimey my poor little man has been on the cheapest of food which he often turns his nose up to so i have now resorted to buying Whiskers dried food at £5.19 a bag which lasts approx 10 days.Nor did i get a maintenance allowance for my home and seeing as it is nearly 100 years old but thankfully in a good state of repair i suppose i've been quite lucky thus far.
Last edited by orchid5 on Fri Nov 20, 2009 3:56 pm, edited 1 time in total.
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Skippy

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Post by Skippy » Fri Nov 20, 2009 4:03 pm
I hope you get that sorted out Orchid.

You're lucky that your cat isn't too fussy - Harry turns his nose up at anything except James Wellbeloved (£12.49 a bag) but luckily one bag lasts a couple of months!
 
 

orchid5

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Post by orchid5 » Fri Nov 20, 2009 4:09 pm
Thanks skippy he wasn't brought up to be honest to be a fussy man but i suppose when you have the same thing over and over again you would get bored with it. Thankfully he seems to enjoy the dried cat food and sometimes i give him a couple of sachets of the oh so fishy range at £0.39 but when you consider that he would need 4 of those a day without any other supplements that would work out extremely expensive (£46.80) and more than i could afford. Strange how when my I+E was first devised they didn't query or mention the pet insurance!
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.

IVA COMPLETED August 2012, received Completion certificate 18.4.13.
 
 

Skippy

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Post by Skippy » Fri Nov 20, 2009 4:26 pm
When Harry was on Whiskas (before he decided it was beneath him!) he was having 2 pouches a day with a couple of bowls of biscuits for snacks. He wasn't allowed the Oh So Fishy range though as it absolutely stinks!

He now has 25g of dried food for breakfast and dinner, and if he eats it all a top up at lunchtime and before we go to bed.
 
 

MRBLUESKY

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Post by MRBLUESKY » Fri Nov 20, 2009 4:53 pm
i,ll have to go to specsavers,when i first read your post skippy i thought it said ,when harry was on whisky.[:D]
Last edited by MRBLUESKY on Fri Nov 20, 2009 4:53 pm, edited 1 time in total.
 
 

Skippy

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Post by Skippy » Fri Nov 20, 2009 8:42 pm
Orchid, I don't know if you've got one near you but Pets At Home often do really good offers on cat food. I've bought Harry's food when it's been 3 for 2 or BOGOF and saved quite a bit.

If you haven't got one near you they have the same offers on their website.
 
 

moneypenny

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Post by moneypenny » Fri Nov 20, 2009 11:53 pm
thanks yes thats the one, such savings on products
comps78 wrote:
moneypenny wrote:

mel i must say that we have 8 cats and 1 dog, we can feed all of them on £30 per mth, that is the exact cost give or take a few pence, and thats asda food, its the cheapest in our area, but the worm and flea products cost around £80 mth,and we get only £20mth with the iva, which doesnt come close, but now after some advise on here i can get it on line at www.vet.uk for less that £50, what a saving,
Hi Moneypenny

If you mean the site I recommended in your post the other day it's actually www.vetuk.co.uk (www.vet.co.uk doesn't exist) I've been using them for years now and would highly recommend them.
light at the end of the tunnel
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