Because i have to,i am scrimping and saving on everything. At this early stage i am not really suffering any great hardship.I am buying food daily, my cupboards are full of stuff and that. I visit Wilkinsons and the £ shop for all my toiletries and cleaning stuff, i buy exactly what i always do, for £££'s less.My only extravagance is my virgin active membership and clinique eye cream, which i get off the net for £8.I don't know when it will start to bite, but so far, entering into an IVA itself has felt more of an effective kick up the bum than anything else.An IVA really is a serious commitment.It still seems to be taking time to adjust to a life without credit, it's a feeling of freedom, but i feel very suspicious of it at the same time. #13;#10;I keep waiting for something else to go wrong. Still my first payment comes out on the 1st August and you know i am quite excited about it.#13;#10;I am looking and feeling so much better, my skin is clear, i do not look dead, and i am sleeping so deeply and waking up at the crack of dawn, and eating like a horse.Please god nothing happens to ruin it all.I hope people read my posts and feel better themselves. I mean i am not an expert or anything, sharing on here just seems to be the best thing i can do.I have learned from this forum that just because i have mountains of debt, i will not be jailed for it, judged, have my things taken away, be made homeless. I am of course aware that there are people far worse off than me, again if my posts help than i'm happy about that.Never fear your debts. They are part of life, for a short time.And just think, in 5 years time, you will be debt free. No debts. !!!! What a brilliant thing to look forward to.
