can a secured loan payment be expenditu

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dave_w

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Post by dave_w » Fri Aug 29, 2008 12:01 pm
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can a secured loan payment be part of an expenditure breakdown?
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kallis3

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Post by kallis3 » Fri Aug 29, 2008 12:03 pm
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Hi Dave and welcome.

Not too sure what you mean, but you need to put down all expenditure, including mortgages and secured loans as well as all other expenditure.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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kallis3

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Post by kallis3 » Fri Aug 29, 2008 12:08 pm
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But, you can't include it in an IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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MelanieGiles

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Post by MelanieGiles » Fri Aug 29, 2008 12:12 pm
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The cost of servicing the secured loan will be taken into account in calculating the level of disposable income that is available for creditors.
Regards, Melanie Giles, Insolvency Practitioner
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jane.l

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Post by jane.l » Fri Aug 29, 2008 12:58 pm
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sorry, admin, but how come this new member has managed to use my picture of my Georgiecat??????
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jane.l

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Post by jane.l » Fri Aug 29, 2008 1:02 pm
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please delete it
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plasticdaft

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Post by plasticdaft » Fri Aug 29, 2008 1:10 pm
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did you copyright the picture?? ;-)
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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kallis3

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Post by kallis3 » Fri Aug 29, 2008 1:20 pm
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I would say that if it is your photograph you have the right to say who can use it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Viki.W

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Post by Viki.W » Fri Aug 29, 2008 1:33 pm
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Jane, I've mentioned this earlier in Admin's post as yours and Ladyh's cats have both been nabbed.
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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kallis3

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Post by kallis3 » Fri Aug 29, 2008 1:42 pm
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Perhaps they can be taken out of the avatar lists? Or a new avatar list for those of us with special ones which can't be accessed by others?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Adam Davies

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Post by Adam Davies » Fri Aug 29, 2008 8:46 pm
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Hi
This is something that has been overlooked and will be corrected shortly
Regards
Andam Davies
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jane.l

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Post by jane.l » Tue Sep 02, 2008 9:39 am
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Has the avatar trouble still not been sorted out????
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Adam Davies

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Post by Adam Davies » Tue Sep 02, 2008 2:02 pm
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Hi
Dave W is now an Otter !!!
Regards
Andam Davies
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creditcrunched

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Post by creditcrunched » Tue Sep 02, 2008 3:29 pm
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i wish thats all i had to worry about pictures!!!!!![:D]
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