can anybody tell me how to get public liability insurance ?

[Keith.kg]

can anybody tell me how to get public liability insurance to become self employed
i got layed off last week and have registered for a utr number but no-one will insure me.help!!!!!

[klutter]

Sorry to hear about your problem Keith. First of all:

1. Are you currently in an IVA?
2. Have you been given an explanation as to why your application was refused?

[kallis3]

Hi and welcome.

If you are in an IVA then there are very few companies who will consider you.

What is a utr number?

[Foggy]

Hi. What trade are you in ? Is there an association or some such that do a group plan for members?

[Keith.kg]

[quote]Originally posted by klutter

Sorry to hear about your problem Keith. First of all:

1. Are you currently in an IVA?
2. Have you been given an explanation as to why your application was refused?

1.ihave 3 years left done 2
2.most insurance companies just say sorry we dont do public liability insurance for bankrupts or insolvents

[Keith.kg]

[quote]Originally posted by kallis3

Hi and welcome.

If you are in an IVA then there are very few companies who will consider you.

What is a utr number?

do you know any companies i tried all the market leaders and there all circus clowns
a utr number is a self employed tax number that you can give to someone your contracting for and they pay your 20%tax and you pay your own national insurance

[Keith.kg]

Hi. What trade are you in ? Is there an association or some such that do a group plan for members?

electrician

[Broke of London]

Hi. Have you tried a broker? Alternatively, your trade union or professional association might be able to help x

[Foggy]

Are there any trade bodies which offer PL insurance as part of the membership?

Totally different field, but I used to belong to one that had an umbrella policy for all paid up members, no-one ever asked about solvency. all they were interested in was that you had the qualifications / experience to join the trade association (and therefore weren't too great a liability!).

[kallis3]

I have not known of many who have been able to get insurance.

Thanks Keith for that - I'd no idea what it was.

[Keith.kg]

Are there any trade bodies which offer PL insurance as part of the membership?

Totally different field, but I used to belong to one that had an umbrella policy for all paid up members, no-one ever asked about solvency. all they were interested in was that you had the qualifications / experience to join the trade association (and therefore weren't too great a liability!).

im about 2 weeks from sitting the 2391 course to become a NICEIC approved installer they might helpi supposei could ask cheers

[Hookdex]

SIS will cover you:

http://www.saleinsurance.co.uk/bankrupt-insurance.aspx

Most insurance brokers will be able to find someone who will cover you - expect to pay an increased premium though.

[Simply_Business]

Hello Keith,

There are a number of options that we could go through to get you some cover. If you get in touch via *link deleted* we will be happy to put together a quote for you.

Kind Regards

Tim

Sorry Tim, you are not allowed to advertise on the forum.

[kallis3]

Just in case y0u were wondering - normal posters can post links to companies that may be helpful in an IVA but companies are not allowed to tout for business on here.