Ive recently settled our IVA as of Feb 2009 and wanted to check that all the details on my credit file were up to date. Two of the companies listed in the IVA, never came back to company dealing with my IVA and were excluded from the IVA. These two companies are still shown on my credit file as defaulted and that i still owe them money. I was told that upon being excluded that meant that they would have to erase the debt fully from my file. Can anyone explain if this is true and that they should not be on my file? I would also like to know if the companies who have been satisfied are still able to show a default marker on my file or wether it should show as satisfied.
Companies shouldn't default after the date of the IVA.
You need to write to them and ask them to remove the defaults from your record.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
