You could try a company such as Payplan, which do not charge for setting up a DMP (the creditors pay).
You could also visit www.iva.com for a list of companies who could assist. Ring one or two and you will get free and impartial advice as to all the options open to you and the best way forward for your circumstances.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
what ever you do ring round a few companies. I am in the process of doing this and already i am finding out that some companies will not put your best interests before them making money.
Thanks for replies, we have decided to go with cleardebt. Very helpful on phone & lovely guy called Ali helped us start the process. We're have a bit of a complicated situation so its such a relief to know that the ball is rolling & I have something to say to the creditors when they call.
Glad you have found a company you are happy with. Cleardebt do have a good reputation on here.
Good luck and let us know how you ar getting on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thanks Tjw64 - your in good safe hands and Ali knows what he is talking about (as do all members of our team).
Good luck and I'll be watching out for you.
[:D][:D]
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
