Council tax arrears from prior to an IVA can be included.
An IVA is all about affordability and if that is all you can offer then it may be fine. However, once you sit down and work everything out with an expert you may find you have more.
Visit www.iva.com for a list of companies and reviews and give one or two a ring for some free advice.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
