can i apply to have a new arrangement ?

[r_m]

i entered a IVA 1 year in march, based on my partners and my earnings but we are not getting on and in march i should be geting a 2 bed flat,living on my own my ive as aonther 48months to run, can i apply to have a new arrangement?i presntly pay £436 and its due to increase to another 100 pounds in 2009 because of child maintenance i pay too CSA, MY take home is £1200.00 net a month,

[MelanieGiles]

Hi rm and welcome to the forum

You will really need to discuss this change of circumstances with your IP to decide what is the best way forward. I would have thought that this is going to seriously jeopardise your IVA payments, as it is more expensive to live as a single person rather than as one-half of a couple. Try and work out what your new income and expenditure is likely to be, and then approach your IP for specific advice.

As you are not a property owner, have you also considered whether bankruptcy proceedings may be a better option?