I still don't see how that fits the criteria laid down by S265 when you are saying it is OK for someone to petition for their bankruptcy or propose an IVA outside of the 3 year qualification period.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.