Hi and welcome to the forum. All unsecured lending would go into the IVA. Best to speak with a professional, there is a comparison site www.iva.com where you will find a list of companies who can offer professional advice.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Yes you can, depending upon what sort of loan it is though you could possibly lose the car.
Have a word with an expert. Visit www.iva.com for a list of companies and reviews and give one or two of them a ring for some free advice as to all the options open to you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
If it's a car you have previously hired and no longer have the use of it but there is an outstanding bill, then yes you could include that debt in an IVA. It would be treated in the same way as all your other unsecured debts.
Like the others say, best to speak with someone to establish your options.
Hopefully you can get this sorted - speak to an IP via the link posted above.
Let us know how you get on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Is this your only debt? You can certainly include this type of debt into an IVA, but if this is your only debt then IVAs are rarely the right solution except in exceptional circumstances.
