can IVA be a joint policy

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alan.b

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Post by alan.b » Mon Jan 21, 2008 11:43 am
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Are IVA's based on an individual or can they be a joint policy IE:- with your wife's debts included.
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pbeck

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Post by pbeck » Mon Jan 21, 2008 11:44 am
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What will happen is that there will be 2 IVA's but linked together so that you can't have one approved and not the other one. THis is described more on my web page www.freeivaadvice.co.uk/Joint_debts.htm

Philip Beck - www.freeivaadvice.co.uk

Licensed Insolvency Practitioner and IVA specialist
Philip Beck - www.freeivaadvice.co.uk

Licensed Insolvency Practitioner and IVA specialist since 1996.
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iva experts

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Post by iva experts » Mon Jan 21, 2008 11:47 am
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Hi Alan and Welcome,

An IVA is as its name states "Individual", however you can put forward a proposal as husband and wife which will still be voted on individually but classed as an interlocking proposal as you share the disposable income.

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/
Best Regards,
Michelle Pontes
IVA Experts
http://www.iva-experts.co.uk/
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