Can money be paid into a frozen account?

[cr15py]

Just wondering if when an account is frozen any monies paid into it will not be accepted?

I am terrified that my partner's employers make the same mistake they did last month and pay her wages in to my HSBC account that has been frozen. I managed to get it out last month, as my account wasn't frozen, but I know I won't be able to this month.

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[MelanieGiles]

No - the bank will still accept the money if the account has been frozen and there is an overdrawn balance.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

[cr15py]

OK Melanie, thanks - that's what I expected.

I have an overdraft of approx £300 with them, and a credit card balance of £1,500ish, therefore they would offset the o/d and then the credit card balance I assume?

My partner is confident that her employer won't make the same mistake, but I think I must just be a natural pessimist!

Visit my blog at http://cr15py.blogs.iva.co.uk

[MelanieGiles]

That is probably correct - but sometimes the credit cards are not necessarily linked to the current account.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

[cr15py]

I'll just have to cross my fingers that my partner's employer has got it right!!

Visit my blog at http://cr15py.blogs.iva.co.uk