Get expert opinion. This is the place for new questions to be posted.
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Dee.cg
- Posts: 3
- Joined: Tue Jul 05, 2011 12:26 pm
can my husband put both of our debts together under an IVA as he is working?
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Pandy
- Posts: 1987
- Joined: Tue Jun 08, 2010 5:49 pm
- Location: United Kingdom
You can have what is known as an interlocking IVA, both of you have IVA's but one of you make the payment and it covers both. I have one with my hubby as I work and he has no income, but all our debts are covered, because the payment is worked out on disposable income all household income is taken into account.
Last edited by
Pandy on Tue Jul 05, 2011 1:24 pm, edited 1 time in total.
If life is what you make it, I must have been in a strange mood when I made mine
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MrsKnight
- Posts: 3225
- Joined: Thu Nov 13, 2008 12:52 pm
- Location: United Kingdom
Hi Dee & welcome to the forum,
Yes you can, my husband & I are also in a interlocking IVA with joint & separate debts together, making one payment per month.
Please take a look at
www.iva.com for a list of reputable IPs & IVA companies with customer reviews, pick 2-3 that you like the look of & give them all a ring for some free & impartial advise on your situation.
Best of Luck & let us know how you get on x
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
Lyns x
