can we do a joint IVA?

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simondh

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Post by simondh » Fri Sep 19, 2008 11:44 am
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This may seem like a silly question, but can my husband and I do 1 IVA between us or dous it have to be individual?
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kallis3

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Post by kallis3 » Fri Sep 19, 2008 11:45 am
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Hi simondh and welcome.

Not sure whether you can do a joint one. Hubby and me have separate ones.

What are your debts and are any of them joint?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Viki.W

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Post by Viki.W » Fri Sep 19, 2008 11:47 am
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Hey Simondh, welcome to the forum. They have to be individual but you can interlock them and have one payment. You would both have to individually fit the criteria for an IVA. Post a few more details and then the technical experts can help further. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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MelanieGiles

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Post by MelanieGiles » Fri Sep 19, 2008 1:06 pm
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Interlocking IVAs should only be used if completely separate arrangements would not be viable on their own.
Regards, Melanie Giles, Insolvency Practitioner
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