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TheMatrix
- Posts: 2171
- Joined: Sat Mar 17, 2007 8:32 pm
- Location: United Kingdom
Just cause you were allowed does not mean that there is not an association created thus affecting both your credit files.
The best way to avoid affecting each others credit rating is not to apply for any joint credit products or bank accounts.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
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Broke of London
- Posts: 7761
- Joined: Sun Sep 05, 2010 6:04 pm
- Location: United Kingdom
It would be better to wait a little while until your credit file is clear of the iva. Your wife could always transfer money for joint expenditure into your account when she get gets paid.