can you claim an allowance for smoking ?

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parjay

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Post by parjay » Thu Aug 04, 2011 8:09 pm
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can you claim an allowance for smoking and how much ?? tried so hard to give up but just cant
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kallis3

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Post by kallis3 » Thu Aug 04, 2011 8:18 pm
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There are some companies who allow for smoking but is all dependent upon the company. There is no fixed rule for an allowance for this as far as I am aware.

Anything on top of your allowed claim will have to be funded from other allowances.

Have you tried doing the patches or the gum?
Sharing from experiences of dealing with debt
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Shining

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Post by Shining » Thu Aug 04, 2011 8:37 pm
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I agree it's hard to give up, I did it in 2006 but have slipped off the wagon in times of stress but shhhhh hubby don't know!

Speak with your IP definitely as sometimes some posters have been allowed an allowance. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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kazzafunk

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Post by kazzafunk » Thu Aug 04, 2011 8:40 pm
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Hi - we both smoke and put down £120 pcm (we smoke more but worked on the guidelines). Grant Thornton requested a £40 reduction on this so we are allowed £80 pcm. It's helped me to cut down a bit using patches and just smoking in the evening.
Kazza

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IVA completed 21/03/2012
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kallis3

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Post by kallis3 » Thu Aug 04, 2011 8:45 pm
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5.29 Lesley!! Hubby has a memory like an elephant!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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Tina Shortland

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Post by Tina Shortland » Thu Aug 04, 2011 8:46 pm
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The best thing to do is be honest with yourself and your IP about how much it costs you. You can then have a discussion on possible ways of reducing the cost if necessary. Ultimately it will be up to the creditors to decide what is acceptable and you will then have to decide if that is manageable.

Have you gone to your GP srugery as the support from the practise nurses is very good.

Regards,
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winter_blues

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Post by winter_blues » Thu Aug 04, 2011 9:05 pm
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I claim £50 as occasional cigar smoker.
Winter-Blues
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kallis3

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Post by kallis3 » Thu Aug 04, 2011 10:01 pm
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It is down to your individual IP and your proposal as to what is allowed.

I must admit that I think £50 as an occasional cigar smoker is a lot!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Broke of London

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Post by Broke of London » Thu Aug 04, 2011 11:14 pm
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The "addiction" argument I can just about get my head around but don't agree with. A £50 allowance for the occasional cigar is outrageous. Like giving someone an allowance for being an occasional champagne drinker! Still, if you can get away with it why not have a punt!!
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Foggy

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Post by Foggy » Fri Aug 05, 2011 3:54 pm
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I am addicted to Easter Eggs ..... hint hint ...
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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kallis3

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Post by kallis3 » Fri Aug 05, 2011 4:53 pm
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Dream on Foggy!!!

I used to love chocolate but never touch it now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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parjay

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Post by parjay » Fri Aug 05, 2011 10:58 pm
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thanks for all the replies I will speek to IP asap[:)]
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MelanieGiles

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Post by MelanieGiles » Sat Aug 06, 2011 10:46 pm
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If your IVA has already been accepted, it will be difficult to justify that you now need a smoking allowance, and if it is still in the process of preparation this is an area which should have been discussed with you when they were initially working out the level of your disposable income.
Regards, Melanie Giles, Insolvency Practitioner
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plasticdaft

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Post by plasticdaft » Sat Aug 06, 2011 11:33 pm
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I want a pie at the football allowance!!!

Paul

Oh and a chocolate allowance. Why is it that easter eggs taste soooo much better than just a bar of choccy???
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Broke of London

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Post by Broke of London » Sun Aug 07, 2011 1:02 am
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Or an oyster allowance...yummy. I'm down on the coast this week and absolutely addicted to them. Luckily they're as cheap as chips straight out of the fish market!
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