Thanks for your help.been in touch with iva peaple there say i cannot have what you call a holliday payment because since my wife has been in hospital i can not pay the full amount there want.There say in sep 08 there reduced my payments because my wife was working less hoursSo there can not go back and ask them again.There also said i will have to make some payments near the amount there want but how can i
I don't understand why your IP won't put another variation forward as you have a very good reason for asking for one. Have you spoken to your IP or a member of their admin staff? If it's the latter you really need to contact your IP directly. If you don't have it you can find his/her email addresss on the Insolvency Service website - http://www.insolvency-service.co.uk/newipsearch.htm
Thankyou for your help.Ithink i have spooken to the woman on the front desk.Can there still do a varation WHILE MY WIFE IS OFF WORK will there not want the same pence in the pound
If you cannot manage to pay your IVA on your income, and your IP is not being helpful, if you have no assets, then bankruptcy could possibly be the best way forward for you right now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
The way you're being treated is disgusting. How can they expect you to make the same payments. As Jan says BR could be a way forward for you if you have no assets. It's not as bad as it first sounds and it would give you a fresh start.
Good luck, and let us know how you are getting on xxx
Last edited by Skippy on Sun Feb 22, 2009 4:51 pm, edited 1 time in total.
Thankyou for your help. At the moment i do not want to go b/r.can at any time ask to speak to my ip.If all fails could i go back on a d/m .With all this and my wife with a breakdown at 40 things are not looking rosey
Myself and FD have posted on the new thread you started about this.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Starboy. I do feel so sorry for you and your poor wife.Your IP seems to have no compassion at all.I am not sure if this is allowed in the IVA but have you got any friends or family that could support you financially untill you can get back to paying the full monthly IVA payments?
Take care and remember health is more important than money. This may seem like a huge mountain but your wife and YOU are more important.
