can you take payment break from your iva ?

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R1chard

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Post by R1chard » Fri Oct 19, 2007 1:20 pm
"Richard, you sound like a dream" - arr thanks - made my day that.

lol alltho - i think my parents and GF would say more like a nightmare!!!

to be honest, me and my friedn s agreed years ago we dont buy for eachother.. also the parents dont expect much, a cd or something like that.

if im honest its the GF and son.

he wants a nintendo wii.

edit - she wants the world!! haha.




58 PAYMENTS TO GO..
Last edited by R1chard on Fri Oct 19, 2007 1:21 pm, edited 1 time in total.
lots of payments to go.
 
 

bagpuss

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Post by bagpuss » Fri Oct 19, 2007 1:25 pm
us women usually do...:)

i remember one valentines day i told rob not to bother...when i didnt get ANYTHING i had the right hump...he couldnt understand why and i told him

"when a woman says lets not bother about valentines day this year...everyone knows she doesnt really mean it"...

robs reply...."well why cant you just say what you mean then...?"

COS THEN I WOULDNT BE A WOMAN WOULD I !!!...:)


Angie xx


My IVA Story......http://bagpuss.blogs.iva.co.uk/2007/09/ ... iva-story/
Last edited by bagpuss on Fri Oct 19, 2007 1:26 pm, edited 1 time in total.
 
 

R1chard

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Post by R1chard » Fri Oct 19, 2007 1:28 pm
lol - to be fair i did know that one.

lol and these.


You want
= You want

We need
= I want

It's your decision
= The correct decision should be obvious by now.

Do what you want
= You'll pay for this later.

We need to talk
= I need to complain

Sure... go ahead
= I don't want you to.

I'm not upset
= Of course I'm upset, you moron!

You're ... so manly
= You need a shave and you sweat a lot.

You're certainly attentive tonight.
= Is sex all you ever think about?

I'm not emotional! And I'm not overreacting!
= I'm on my period.

Be romantic, turn out the lights.
= I have flabby thighs.

This kitchen is so inconvenient
= I want a new house.

I want new curtains
= and carpeting, and furniture, and wallpaper.....

I need wedding shoes
= the other 40 pairs are the wrong shade of white.

Hang the picture there
= NO, I mean hang it there!

I heard a noise
= I noticed you were almost asleep.

Do you love me?
= I'm going to ask for something expensive.

How much do you love me?
= I did something today you're really not going to like.

I'll be ready in a minute.
= Kick off your shoes and find a good game on T.V.

Is my butt fat?
= Tell me I'm beautiful.

You have to learn to communicate.
= Just agree with me.

Are you listening to me!?
= [Too late, you're dead.]

Yes
= No

No
= No

Maybe
= No

I'm sorry.
= You'll be sorry.

Do you like this recipe?
= It's easy to fix, so you'd better get used to it.

Was that the baby?
= Why don't you get out of bed and walk him until he goes to sleep.

I'm not yelling!
= Yes I am yelling because I think this is important.

All we're going to buy is a soap dish
= It goes without saying that we're stopping at the cosmetics department, the shoe department, I need to look at a few new pocket books, and OMIGOD those pink sheets would look great in the bedroom and did you bring your checkbook?
(The answer to "What's wrong?")

The same old thing
= Nothing

Nothing
= Everything

Everything
= My PMS is acting up

Nothing, really
= It's just that you're such an jerk

I don't want to talk about it
= Go away, I'm still building up steam




58 PAYMENTS TO GO..
lots of payments to go.
 
 

bagpuss

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Post by bagpuss » Fri Oct 19, 2007 1:30 pm
pmsl...you sure your a fella...? :)

Angie xx


My IVA Story......http://bagpuss.blogs.iva.co.uk/2007/09/ ... iva-story/
 
 

Skippy

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Post by Skippy » Fri Oct 19, 2007 1:47 pm
Glad it's not just me Angie - I've done the Valentines thing as well! I sulked all evening when Dave didn't even get me a card, even though I'd told him not to bother!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/
 
 

Adam Davies

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Post by Adam Davies » Fri Oct 19, 2007 8:25 pm
Brilliant R1chard !!

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
 
 

MelanieGiles

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Post by MelanieGiles » Fri Oct 19, 2007 8:32 pm
I am amazed that an IP firm would advertise that they allow up to 10 payment breaks over the duration of the IVA. I am sure that the main lenders would be very interested to learn this, and wonder how they can openly encourage you to default on your IVA.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp
Regards, Melanie Giles, Insolvency Practitioner
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