I am currently in the twilight zone, all paid up, waiting for closure and certificate. My car has died and I'd like to get something a bit decent. What are the chances of me getting finance and am I allowed to yet? Any thoughts?
It may be tricky while you are still registered as in an IVA unless you can get the credit in someone else's name. Alternatively you could put pressure on your IP to close the file or use a firm such as Moneybarn.