car finance

Get expert opinion. This is the place for new questions to be posted.
5 posts Page 1 of 1
 
 

Struzzo39

User avatar
Posts: 1820
Joined: Sun Jan 24, 2010 5:56 pm
Location: United Kingdom

Post by Struzzo39 » Tue Mar 01, 2016 4:15 pm
Hi all. We are now 12 months since completing our iva . What are our options in regard to getting car finance ? Would a high street lender be an option?
Even though we have completed I still feel that our past hangs over us
Steven & Debbie
 
 

kallis3

User avatar
Forum Expert
Posts: 77167
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Tue Mar 01, 2016 4:18 pm
Hi - is your credit score totally clear? If so then you should be ok.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Struzzo39

User avatar
Posts: 1820
Joined: Sun Jan 24, 2010 5:56 pm
Location: United Kingdom

Post by Struzzo39 » Tue Mar 01, 2016 4:20 pm
Been on a site which shows there is just mortgage outstanding . Shows iva was completed. But still states we have a poor rating
Steven & Debbie
 
 

Lisa Thomas

User avatar
Industry Expert
Posts: 7759
Joined: Wed Dec 03, 2014 10:26 am

Post by Lisa Thomas » Tue Mar 01, 2016 5:21 pm
Some people suggest getting a credit card will a small limit which you pay off on time every month in full to start rebuilding your credit. Vanquis is one mentioned often on here.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

kallis3

User avatar
Forum Expert
Posts: 77167
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Tue Mar 01, 2016 6:14 pm
Capital one will do a soft search on your file to see if you are able to get a card.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
5 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”