Car, fridge etc...

Get expert opinion. This is the place for new questions to be posted.
22 posts Page 1 of 2
 
 

Roma

User avatar
Posts: 76
Joined: Sat Aug 27, 2011 10:10 pm
Location:

Post by Roma » Tue Dec 06, 2011 11:17 am
Hi!!! :)

So far everything is good. I have q: Are car need be fixed and are fridge break. We know that we can buy this in one month, so if its possible to borrow money from my brother? Thost to fix car and buy fridge? And send him money back after 2-4 weeks or we can't borrow from him?
 
 

Tina Shortland

User avatar
Posts: 2950
Joined: Tue Jan 05, 2010 11:30 am
Location:

Post by Tina Shortland » Tue Dec 06, 2011 11:21 am
Hi Roma - thats all you need at this time of year! You can borrow money from your brother but how will you pay him back if you have no disposable income? You could ask your IP for a payment break and add the month or two on at the end - that way you owe nothing more than your IVA.

Regards,
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
 
 

Roma

User avatar
Posts: 76
Joined: Sat Aug 27, 2011 10:10 pm
Location:

Post by Roma » Tue Dec 06, 2011 11:25 am
Hi!

Thank You for responde.

The only problem is that i have kids so i need fridge and we need car for work. I will have money to pay him back, thost i dont have this money today. That will by savings from this month...
 
 

Roma

User avatar
Posts: 76
Joined: Sat Aug 27, 2011 10:10 pm
Location:

Post by Roma » Tue Dec 06, 2011 11:26 am
I make 3 payment and i don't whont make them angry at my :( I will by ok whit pay back to my brother...
 
 

Tina Shortland

User avatar
Posts: 2950
Joined: Tue Jan 05, 2010 11:30 am
Location:

Post by Tina Shortland » Tue Dec 06, 2011 11:31 am
Hi Roma - you should never worry about making your IP angry - they are there to support you no matter what the circumstances. If you have managed to put some aside from your budget with furgal spending then this is ok to pay back your brother but if it is additional funds that should be in the IVa you would not be able to.

There are some great fridge offers on freecycle (no cost apart from avelling to collect) and the temperatures at the moment would be sure to keep things cold in a crate in the meantime. Hope you get it sorted soon :-)
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
 
 

Roma

User avatar
Posts: 76
Joined: Sat Aug 27, 2011 10:10 pm
Location:

Post by Roma » Tue Dec 06, 2011 11:35 am
Hi!

The money to pay back are savings from last month and from this month. Nothing extra.
I Was on gummtree looking for a fridge :)
 
 

plasticdaft

User avatar
Forum Expert
Posts: 9562
Joined: Wed May 21, 2008 12:45 pm
Location: United Kingdom

Post by plasticdaft » Tue Dec 06, 2011 12:02 pm
Good luck getting things sorted Roma. Wifes car is in garage on thrusday to sort out loud squeaky screech,and dog at vets today for an operation!!

Bang goes xmas,but I dont mind that if dog is ok!!

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

Roma

User avatar
Posts: 76
Joined: Sat Aug 27, 2011 10:10 pm
Location:

Post by Roma » Tue Dec 06, 2011 1:00 pm
Hi!

Plasticdaft I can see that you feel christmas too :(
 
 

Tina Shortland

User avatar
Posts: 2950
Joined: Tue Jan 05, 2010 11:30 am
Location:

Post by Tina Shortland » Tue Dec 06, 2011 1:09 pm
Hope your dog will be ok Paul :-)
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
 
 

footiemad

User avatar
Posts: 1889
Joined: Mon Jun 13, 2011 9:33 am
Location:

Post by footiemad » Tue Dec 06, 2011 3:03 pm
Yes, fingers crossed Paul x
 
 

kallis3

User avatar
Forum Expert
Posts: 77176
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Tue Dec 06, 2011 4:14 pm
Hope your dog is ok Paul. What is the op for?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Gareth.hs

User avatar
Posts: 124
Joined: Sat Jul 30, 2011 11:38 am
Location: United Kingdom

Post by Gareth.hs » Tue Dec 06, 2011 7:21 pm
Good luck with the car and fridge Roma - we had similar problems, with kitchen items and had to replace this year, got them off ebay (cheap) and freeserve.
Our dog also gave us her vet bill, bless her - dont ask how much!!
 
 

Broke of London

User avatar
Posts: 7761
Joined: Sun Sep 05, 2010 6:04 pm
Location: United Kingdom

Post by Broke of London » Tue Dec 06, 2011 7:40 pm
These things always happen at Christmas! Good luck all x
 
 

Roma

User avatar
Posts: 76
Joined: Sat Aug 27, 2011 10:10 pm
Location:

Post by Roma » Mon Jan 30, 2012 12:52 pm
Hi!!!

So i buy fridge - comet auctions :) And we fix a car! I pay back money to my brother so everything is ok. But i can get in touch with my IVA company. I send couple emails and I didn't get any phone calls or emails since begine of december. Should i start worry?
 
 

kallis3

User avatar
Forum Expert
Posts: 77176
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Mon Jan 30, 2012 1:04 pm
Excellent news Roma - glad you have everything sorted. Did the emails need a response? I'd try sending one directly to your IP via this link:

http://www.insolvencydirect.bis.gov.uk/fip1/
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
22 posts Page 1 of 2
Return to “Ask IVA Forum and Industry experts”