Car insurance

[shrews]

Just had the renewal through for the car insurance it's with Churchill £589.36 plus 9 years no claim discount works out £54.00 a month.[:(]
Last year we paid £357.00 paying £32.00 a month.
How can they justify £232.00 jump in price can't work it out.
Does anyone know any companies we could try ideally paying monthly thanks
Em

[recovering]

use confused.com they show prices for monthly or yearly payments I just got a friends renenwal down from nearly 900 to under 600 takes about 5 mins

[Niobe]

I believe Tesco do it - there's a few others as well but you'd have to go and get a few quotes.

[Shining]

I'm with Liverpool Victoria and this is my second year with them. Give Churchill a ring they'll probably reduce that by some. x

[recovering]

I put my details in every year usually get a cheaper price I use the details from renewal quote so I know its the same policy I have tried other sites like comparethe market but confused has always been the best for me and you get nectar points if you decide to buy

[ladybird321]

Hi Shrews,

I was in the same position as you about 3 years ago. My renewal came though and my monthly direct debit was due to shoot up. I wanted to change but was scared I would get turned down for monthly direct debit elsewhere. I decided to bite the bullet and tried tesco. I apply on line (less embarrassing if you get turned down) and was approved straight away. Had to pay the first month up front on debit card which was fine but saved around £250 on what was on my renewal.

[kazzafunk]

Shrews - they think you'll just accept. Have a look on a comparison site, get a like for like quote, then phone Churchill to discuss cancelling. I'm sure they'll match it.

Listening to Martin Lewis yest and he said don't worry if the operator puts you through to cancellations or disconnections at a company as the staff call these sections customer retentions. They'll be able to drop the price.

[Broke of London]

I pay £75 per month with 10 years on claims on an 02 Ka!!!!

This was surprisingly the best deal at the time - its with Diamond.

[bulldog]

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by shrews

Just had the renewal through for the car insurance it's with Churchill £589.36 plus 9 years no claim discount works out £54.00 a month.[:(]
Last year we paid £357.00 paying £32.00 a month.
How can they justify £232.00 jump in price can't work it out.
Does anyone know any companies we could try ideally paying monthly thanks
Em

hello em

every year insurance company's slap on 20% or more
they say it to cover this and that but it's us safe drivers who don't claim pay for it(yet another rip off to the working familys of great briton.
and also
if you don't work (unemployed) your insurance will be high yet again
they say you got more chance to claim becouse the umemployed drive round more than another drivers looking for work??? yes i can't work this one out either.

anyway

not sure if am allowed to post this company but who care's. we are all in the same boat we all need to help others
try these i have been with them for over 8yrs now and swear by them.all done over the net or phone,you can check your details when ever.print your insurance certicate's in front of you aswell also they will send all detail's by post.every year i shop around for the best price and always come back to this company.if your car is less than 10yrs old you get free roadside recovery etc.and if you reccomend to family so on who sign up you get more discount.(becouse i don't know you i wont get any)

you can pay just one month at a time,or you can pay for 10 months and get 12 months cover
any way try this company all above board

http://www.ecarinsurance.co.uk/

[bulldog]

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by lesley_

I'm with Liverpool Victoria and this is my second year with them. Give Churchill a ring they'll probably reduce that by some. x

i don't want to be rude but lv is far to expensive.
i asked for a quote over 9 yrs no claims and they wanted £800.00,churcill wanted £675,my renewal came through from the insurance i was with couple days later
£430 all with same details etc.

[Niobe]

It is all down to indivuality - depends on the circumstances.

[bulldog]

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Harpic

It is all down to indivuality - depends on the circumstances.

totally disagree

if your details and circumstances are all the same when you ask for a quote through different companys and get quotes higher from one to the other and then you get a much lower quote from someone else .and then i would say something not right,if you get a veriation of lets say £50 that's here or their but when you get £100,£200,£300 or even £400 or more somthing wrong and shoulden't be allowed as its a rip off.

[Niobe]

I disagree totally - some companies will turn you down for monthly payments simply because you have an IVA and there have been a lot of posters on here who have had to search round for monthly insurance.

[Foggy]

At the end of the day individuasl companies are free to charge what they wish. You will find, however, that some companies, simply prefer a certain demographic, to those they gice acceptable quotes, and the further you stray from their preferred customer the higher the quotes get.

[bulldog]

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Harpic

I disagree totally - some companies will turn you down for monthly payments simply because you have an IVA and there have been a lot of posters on here who have had to search round for monthly insurance.

i been in a iva now 5 1/2 yrs now come this wenesday it ends and i never been turn down from a insurance company and i pay monthly.