Car loan after IVA

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polar

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Post by polar » Sat Nov 14, 2009 5:29 pm
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I have a Cooperative Current Account with £300 overdraft limit and also a monthly Contract mobile phone. Also have a Vanquish card with £250 limit.

Hopefully when my defaults drop off in december I should be in good position for a car loan
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plasticdaft

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Post by plasticdaft » Sun Nov 15, 2009 11:52 am
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As long as there are some good positive things on your file polar I think you may well be fine just seeing what the garages offer. Also try your bank to see if they could match or even better what the garage finance costs.
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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kallis3

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Post by kallis3 » Mon Nov 16, 2009 6:50 am
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You should be Polar.

Let us know what happens.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Shining

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Post by Shining » Mon Nov 16, 2009 7:45 am
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Sounds like you're on the right track with everything Polar and that you're on top of your credit files so good luck with your new car and don't forget to let us know how it goes.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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