Hey astoldby, welcome to the forum. Can you tell us how much you owe on the catalogues? If it's not much, pay it off and don't use them again as you can't take credit when in an IVA.
Yes -it is important that no credit (without the specific permission of your IP (Supervisor) should be obtained during your IVA.Your IP should have told you that and in any event would be a clause within your proposal. Try and pay it off asap.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Ok, that's quite a lot and I presume you are struggling to keep up the repayments on this. Stop using it as of today and contact your IP. Is there anyone who may be able to help you pay this off?
