Well i have finally received my CC seven months after making my final payment, its only a piece of A4 paper stating that all obligations have been met etc but still well worth framing [:D].
What a great feeling, at last we can move on now and look forward to a debt free future, its been a long road but for anyone just starting out or already in an iva just stick at it, some months are easier than others but its surprising how fast it goes by (although it does,nt always feel like it).
I now need to inform the credit reference agencies to start getting my file cleared up and i will drop off the insolvency register next January.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
well done man. I cannot wait for this. Taking each day as it comes. The threat of unemployment looming over my head for 3-4 more years is the worst part. But look , you guys are making it out the over end and its very encouraging.
well done Ontheroad. Enjoy your new lease of life with the benefits of monetory discipline. For those of us who are almost there, we long to reach that stage. For those of you who have crossed the lione, keep up the support
