CCCS biased?

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Andrew Graveson

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Post by Andrew Graveson » Fri Oct 19, 2007 11:08 pm
Hello tygar,
Based on the numbers that you have presented I think you have come to the right conclusion. Best of luck with everything.

Andrew Graveson
Independent Mortgage Broker & Bright Oak Debt Management
Andrew Graveson
Bright Oak Ltd
UK Debt Management Company


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Post by JasonJones » Thu Feb 13, 2020 10:04 am
From my point of view, I think IVA debt is more suitable for the people who want to have a mortgage because there is an option there that you can make affordable monthly payments in the first 5 to 6 years but there are obviously some pros and cons in it. There are different types of debt so you can have knowledge about it and make your choice after that.

Lisa Thomas

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Post by Lisa Thomas » Thu Feb 13, 2020 2:33 pm
Jason you are responding to a post from 2007...

Also, Bankruptcy and IVAs affect an individual's credit rating for 6 years in the same way so I'm not sure that an IVA will make a lender more likely to lend after the 6 years when compared to Bankruptcy but maybe Shaun or Ryan can let me know if this is wrong.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: ... Z5k9ZcC2MA 01752 786800
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