cccs guidelines

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debt tired

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Post by debt tired » Sat Mar 02, 2013 3:51 pm
Anyone know the current allowances for food for a couple/additional adult? I know the 2011 cccs guidelines but believe someone said in a previous post that they had been updated at the end of 2012. Thanks.
 
 

Doc78

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Post by Doc78 » Sat Mar 02, 2013 5:11 pm
off the top of my head I think a couple is 341, additional around 104ish. not spot on but I'm not in the office
 
 

Daniel Griffiths

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Post by Daniel Griffiths » Sat Mar 02, 2013 5:20 pm
Hi £341 for a couple and extra £132 for another adult
 
 

MelanieGiles

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Post by MelanieGiles » Sat Mar 02, 2013 5:20 pm
They were updated last year, and the allowances for a couple range from £185 to £341 per month, with additional adults coming in between £63 and £132 per month
Regards, Melanie Giles, Insolvency Practitioner
 
 

debt tired

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Post by debt tired » Sat Mar 02, 2013 6:23 pm
Strange - those are the figures I found for 2011 (starting Oct 2011). Have they not been increased since?
 
 

UpToMyNeckInIt

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Post by UpToMyNeckInIt » Sat Mar 02, 2013 8:51 pm
Whilst I have not been able to get hold of the 2012 guidelines, I suspect that the updates were minor alterations, and not necessarily to all allowances.

I reckon the 2011 guidelines are still a very useful indicator though, particularly if you have not budgeted for certain expenditure.

That said, if anyone knows where I can download the 2012 guidance, please advise.
My opinions are just that: Based on my experience and being a self-employed IVA customer.
 
 

Shining

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Post by Shining » Sat Mar 02, 2013 8:58 pm
I say although they're guidelines that's all they are, put down what you actally spend and discuss with your IP showing proof of expenditure where necessary if requested.

My one piece of advice make that income and expenditure form as realistic as possible.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

debt tired

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Post by debt tired » Sat Mar 02, 2013 9:21 pm
I did. Food has gone up dramatically the last year or so. The creditors do not want me to feed my children when they are home from university though.
 
 

Shining

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Post by Shining » Sat Mar 02, 2013 10:18 pm
Hi, totally appreciate when children come home. My youngest is at Uni and hoping to come home for the summer to do some work in a local factory, the conversation with hubby tonight was we may have to take a minimal amount towards food from her.

I also respect the price of food as it rises every week I'm sure for all of us.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

mothergoose

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Post by mothergoose » Sun Mar 03, 2013 6:30 am
Food costs more each month i am sure they must take it into consideration ..I know the feeling about feeding extra mouths my grandkids come often so now i let them bake cakes and buns to fill them up..As i havnt been buying what i call goodies...£341 must be a bare minimum does that include cleaning stuff as well ?
 
 

plasticdaft

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Post by plasticdaft » Sun Mar 03, 2013 2:25 pm
It would include cleaning stuff. I still budget £110 a week for the 3 of us,up slightly from when we were insolvent,but what we get for that is reducing every month!!(that or the trolleys are getting bigger)

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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