Apologies for posting this question on here as i know it is not about ivas.
Can someone please advice me which is the best website to find out the most up-to-date information on ccj enforcement. I have looked on the hms website and they say a ccj enforcement can only be granted if you have defaulted on an installment order. I have a creditor trying to obtain a charging order when I have not defaulted on the installments but on speaking too some debt specialist the national debt line they say that a creditor can get a charging order even if you have not defaulted.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
From what I have read and understood they are unable to do this. It is worth getting a solicitor to come to the hearing or is it better to just represent yourself.
my husband has a debt with northern rock it was in his DMP and he did not miss a payment on that and they are going for a CCJ and i think they will try for a charging order as well
Well if your husband has not missed any installment then NR will not get it. He should turn up in Court and tell the Judge that he has not missed any installment payment.
Last edited by David Mond on Fri Dec 19, 2008 2:05 am, edited 1 time in total.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
