hello everyone and a very happy new year to you all. Have not posted for a while but read every day. Occasionally see people say "how do I know if I have a CCJ?" Can you have a CCJ and not know then - I thought you had to fill out lots of paperwork. I am wondering as having some problems with Blair Oliver and Scott at the moment who keep sending me the usual letters -contact us or we will take court action etc. We sent a token payment of £5 in October instead of usual payment due to a problem that month but have resumed normal payments now ( that was the only pament ever missed in 31 months and just wondered what they are actually likel to do and if it would involve a CCJ.
All thoughts on this would be much appreciated[:)]
You will be informed if you have a CCJ as you will have to make whatever payments the court has decided.
They normally inform you before hand that they are seeking one (they did with my stepdaughter).
I presume you are in a DMP? Did you explain why you only sent a token payment? If you are with a DMP company, I would get in touch with them and get them to sort out Blair Oliver and Scott.
And a Happy New Year to you as well fudgelover!
Last edited by kallis3 on Wed Jan 14, 2009 9:11 pm, edited 1 time in total.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I had one once and i never knew until i was refused credit and checked my credit file. Partly due to the idiots sending the thing to an address i hadnt lived at for 3 years!!
