Certificate of completion

4 posts Page 1 of 1


Posts: 7
Joined: Mon Feb 10, 2020 11:44 pm

Post by Nakedguru » Thu May 07, 2020 9:38 pm
Hi there,

So I finished paying off my IVA back in April with a full & final offer (this forum helped me with that)

Ive just received my certificate and it’s suggested I send copies to Experian etc.

How should I do this ?

Thanks guys!

Much love


User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Fri May 08, 2020 8:58 am

It shouldn't be needed as the Insolvemncy Service will ( should) report the completion to the credit agencies. But, if you do it as well, you will have the comfort of knowing it has been done. Go on to the agency's website and search the 'Contact Us' details. Or, you cab drill down to your get a copy of report and use the 'report an error' button, which should prompt the agency to contact you.

It is an idea, while you have the 'certificate', such as it is, in your hands, to get several photocopies, and even, if you have the means scan a copy into your computer (makes it easier to send out if needed). Tuck the original paperwork away somewhere safe. Mine was issued 7 years ago and I have never needed it again --- but some do.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014


Posts: 7
Joined: Mon Feb 10, 2020 11:44 pm

Post by Nakedguru » Fri May 08, 2020 8:26 pm
Excellent! Will do that.

Thanks a lot Foggy :D


User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Sat May 09, 2020 5:51 am
That's fantastic to hear such a quick closure timescale especially in the midst of these trying times.

As foggy says you shouldn't need to ... give it a couple of months and you will your credit files amend and improve.

Well done and enjoy debt freedom.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
4 posts Page 1 of 1
Return to “template letter suggested by inaiva”