From the experiences of others with CF I gather that the normal scenario is utter silence and then a completion certificate appearing out of the blue! On the whole they do not appear to take too long, I would give it three months and then hound them
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
haha that did make me laugh Lisa! I had an email back this morning to say mine and my husbands cases are being closed this week and the final reports will be in the post....Fingers and toes crossed we get them soon! xx
When our F&F was accepted, we paid the funds by bank transfer, requested receipt of these via phone and email from CF, of which they did both within 48 hours of payment.
I then requested to know how long for distribution and certificate etc and they told me the creditors have 4 weeks to claim their dividend, and after that they get distributed, the closure team then does their thing and certificate come out.
Sometimes the creditors can be quicker or take longer than expected with the dividend claim, but CF stated that they set a firm deadline they must meet, else they can lose out.
It could be that they are waiting for someone to make a claim from your funds?
I rang daily to ask for updates lol !
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!
Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA
Completion Certificate received- 30th April 2015!!