Yeah it would be from my husband but as usual I am the organiser lol.
Have you heard of Bridgewood Debt Solutions. They would charge £15pcm which is better than £35
I have just looked at another one Brightoak and requested a ringback from them, as they actually mentioned moving DMP companies rather than new DMP customers completely x
Ok thanks Lesley I will. I have spoke to one of the creditors this morning and they seem to think that I may be charged a fee for leaving the current dmp firm so to speak to cccs or payplan. Nothing is ever straight forward x
You won't be charged a fee for changing at all. The creditor won't have a clue.
Give Brightoak a ring.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Have a look at www.debthelpcharity.com which gives you sample letters you can send to your creditors in makimg an offer of ongoing payment to them. If creditors can see that they will get higher payments by accepting your offer directly, I am sure that they would be supportive.
There is also support and advice available on the site.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I am going to go with Bridgewood Debt Solutions at £15pm which leaves me with an extra £20 to pay to the 3 creditors. I see that Bridgewood post on this forum
Bridgewood do post, but not that often. Brightoak also post.
Did you speak to them as well?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Can't think who Bridgewood are right now but if you've more for the creditors so long as they're giving you a good service it has to be good. All the best x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
No-one got back to me from Brightoak and their fees are £25pcm, and spoke to Bridgewood for quite a while yesterday and the transfer should run smoothly x
thank you lesley and kallis3. this forum is a godsend. as ive said before i wish i had found this forum before entering my iva, as my iva is with the same company as my husbands DMP .. but so far everything is okay with my iva x
I'm glad you find the forum helpful, do stay around with us and keep posting, good to hear your IVA is running smoothly and may it continue that way. xx
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
