This year I will have had my IVA for two years in April. Within the remaining 3yrs I know my current fixed rate on my mortgage will finish - I'm hoping that the new variable rate I get put on is lower than my current fixed rate (my fixed rate is like 7.9% so I'm really hoping it will be), and I'm also getting married - the house is only in my name though - so will any of this effect my other half? we keep our accs seperate as he obviously knows of IVA.
Your IVA should not affect your partner directly, but are you currently living together and, if so, how do you split the shared household bills - including the current mortgage payment?
